suspense

so apparently i was wrong in my assumption that the present scott is going to get me was for valentine's day.  i asked, and whatever it is is not for my birthday either - or for any other occasion.  so i'm hanging in suspense until the right rainy day comes along!  i'll keep you posted.  (valentine's date was lovely, btw.  we both really enjoyed "emma", i enjoyed my chianti while scott had a nice glass of mountain dew, and our pizza was heart shaped and covered in pepperoni.  incidentally, i do not recommend papa john's heart pizza - it's thin crust, which is great with some toppings, but just doesn't cut it with pepperoni.  mental note to stick to papa murphy's shaped pizzas.)

we had our roof adjustor out yesterday morning, finally.  since scott and i both had to work and just had the roofer there on our behalf, the adjustor called me post-appointment with good news for us: he agreed that the roof was very hail damaged and worthy of full replacement!  i believe that his full replacement price was $10,5xx - but they'll take our $1000 deductible and $28xx for depreciation out of that total, so we'll get a check for about $6700.

BUT, if we replace the roof with a comparable roofing material, we can send in proof (after the job is done, of course) to the insurance company and get the $28xx depreciation money refunded to us, so that we only have to pay our deductible out of pocket.  i'm not sure if "comparable" means using a certain grade of asphalt shingles, or if it refers more to us not upgrading from asphalt shingles to, say, copper roofing or something, but trust me, we'll be making sure we use comparable materials.  (try to picture our suburban 1970s trilevel in the midst of a jungle of asphalt roofs with a glowing copper roof - pretty funny!)  anyway, his price was right on par with the estimate we got from our roofing company, which is good.  also good is that, while i need to finalize our '09 taxes still, i think that our refund should cover the new roof and new gutters!  now i just need to figure out what color i want everything to be ...